Car Auto Insurance Service / Vehicle Liability Insurance With
In the terminology of auto insurance, there is no such thing as
Full Coverage and Hal Coverage. Cars must legally go on the road in
the United States, at least to purchase a certain amount of
liability insurance, to ensure that the driver can take
responsibility for the loss of the other party when he is in
trouble, but the single-buy liability insurance will not compensate
the loss of the party, so it is called "half risk". The "all risks"
that the average person misunderstands is that in addition to
liability insurance, they buy more of their own vehicles, so even
if the driver is involved in a car accident, he can still get
However, the extent of the coverage of this "all-insurance" can be
arbitrarily exemplified by various brokers. Some brokers will
explain in detail to you various protections including collision
insurance, accident insurance, personal insurance and personal
medical insurance. Even remind you to buy a car insurance or road
rescue insurance. However, there are insurance brokers in order to
give cheap prices. The so-called all-risk insurance only has
collision and accident insurance. When the driver is out of a car
accident, he finds that he has no insurance coverage.
If you want to buy auto insurance, you must understand each kind of
protection, and then make choices according to your own needs and
budget. The following is a common introduction to auto insurance
for your reference.
When the insured person is responsible for the car accident, the
liability insurance will compensate the insured person for causing
a third person's physical injury or property loss in the car
accident within the insurance coverage. According to California
law, all vehicles are required to apply for liability insurance to
get on the road. Liability insurance includes:
1. Bodily Injury Liability, the legal minimum insured amount is
$15,000 per person and the entire accident is $30,000.
2. Property damage insurance (Property
Damage Liability), the legal minimum insured amount is $5,000.
Because the United States is expensive and the amount of
compensation for car accidents is huge, it is recommended to choose
a plan with a higher liability insurance coverage within the
It won't rise because of this, it is very cost-effective.
Collision insurance (Collison)
When an insured vehicle collides, whether it is caused by other
objects such as electric vehicles or poles, the cost of repairs
exceeding the deductible will be paid through the collision
insurance. If the vehicle is completely scrapped, the insurance
will be The car’s market value is compensated at the time, and the
maximum amount of the claim is the maximum amount of the insurance.
Deductible option: $0, $100, $500, $1,000, other
Towing – Whenever your covered vehicle requires more than
at-the-scene service, we can arrange to tow it anywhere within a
15-mile radius, or to the nearest qualified repair facility if one
doesn’t exist within 15 miles. Keep in mind that you will be
responsible for the cost of any parts and/or repairs made to your
Winching Service – Defined as an at-the-scene service when we can
pull your car out of an area with a motor-powered cable or chain.
We’ll offer this service if your car is trapped in mud, snow, water
or sand within 100 feet of road or highway.